Personal Testimonial on our Family's Takaful Insurance Policies

Personal Testimonial on our Family's Takaful Insurance Policies

Which insurance coverage that we chose for our babies and why we got them insured

Alhamdulillah, we are blessed with two handsome babies little boys & a little princess. Truthfully, the born of the eldest had triggered us to get our family covered with insurance.

Our babies’ medical bills have actually been covered by both of our permanent employers actually. Hence, initially we are not so worried about their medical bills. But little that we know that there's always a limit to the medical coverage by the employers.  To be safe, please check with your employer about the limit.

Considering the many new and odd diseases, virus, infections and illness which could cost a lot for cure and treatment, we don’t want to risk anything. We got our babies covered from their early months. Thus, no more worries of any emergency. Plus, having more medical coverage makes us feel much more secure. With insurance, we have more hospital choices and not only the company’s panel hospitals in case we are looking for a specific specialist doctor. 

In choosing the best insurance protection for the babies, we don’t want to pay for insurance that doesn’t have any form of return or in other words burn our payment if nothing ever occurred. We want something that can also act as a saving in which we can withdraw at certain age, perhaps at their college age.  Then, the money can be used to pay for their oversea university fees. Yep, of course as parents, we want to provide the best education for our kids. Best if the money that we commit monthly is invested anywhere. This could lead to more money return for our babies in future Insya Allah.

After a bit of reading done, we decided to go for Takaful Ikhlas insurance.  A package that simply offers coverage for:

1. Life

2. Medical card

3. Critical illness

4. Accidents

5. Saving

6. Investment

We call it the 6-in-1 insurance coverage.  And most importantly it’s a Takaful product, insya Allah everything is process according to the Islamic law.

After considering our monthly commitments and expenses, we go for the 6-in 1 package with the monthly payment of RM 120 each for our babies. Yep, only RM120 monthly can help you to pay the medical bills of up to RM500, 000 with many other benefits. A pay that’s comfortable for us, protecting our financial expenses, and giving us return for our children’s education insya Allah.

How about you? Have you got your child insured? Have you started any saving for your child’s future? If not, contact us for free consultation.

Thank You

Get Your Family's Quotation for FREE by contacting Takaful Insurance Agents recommended by us. Maya or Hafiz at 012-6113989 or email to hafizmayatakaful@gmail.com.

Have fun & Take Care
@ macammacamboleh.blogspot.com

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Tips Beg Hospital for Newborn

Beg hospital untuk sambut kelahiran bayi baru lahir

Beg hospital adalah suatu kewajipan yang penting disediakan khususnya apabila ibu sudah mengandung masuk minggu ke 36. Seelok-eloknya beg ini dah disiap pack dan sedia dibawa ke hospital anytime apabila tanda bersalin dah muncul. Di sini saya ingin sharekan barang barang penting yang sesuai diletakkan dalam beg hospital.

1. Buku surah Yasin atau doa yang berkaitan, air zam zam dan kurma bagi yang beragama islam.

2. 2 pasang persalinan bayi consisting baju, baby wrap/ lampin, mittons, booties, pampers ( with extras) etc.. Kalau rumah jauh dari hospital, mungkin 3 pasang persalinan.

3. Persalinan baju untuk ibu pakai masa keluar hospital. Masa duduk di hospital, lazimnya pakai baju hospital je.

4. Breast pad dan sanitary pad.

5. Pam susu dan botol susu ( standby in case ibu ada masalah feeding).

6. Snek / biscuits untuk mummy. Breastfeeding mummy cepat lapar ye.

7. Towel, slipper toilet, sweater and mummy's toiletries.

8. Any daddy's stuff kalau daddy bermalam di hospital juga. Contohnya baju, towel dan sejadah.

Hope this is useful especially for new daddy and mummy.

Have fun & Take care

@ macammacamboleh.blogspot.com

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Shop online @ LAZADA.